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Rates effective as of 11/18/08
Deposit Rates
Type    APY
NOW (Min. $1,000)*    .150
NOW (Min. $5,000)*    .250
NOW (Min. $25,000)*    .501
NOW (Min. $50,000)*    .627
Money Market (Min. $2,500)*    .501
Money Market (Min. $25,000)*    .753
Money Market (Min. $50,000)*    1.005
Savings (Min. $.01)*    .250
Savings (Min. $10,000)*    .501
Minor Savings*    .250
Christmas Club    3.0
7-31 Day Certificate of Deposit**    1.257
91 Day Certificate of Deposit**    1.508
182 Day Certificate of Deposit**    2.010
1 Year Certificate of Deposit**    2.263
18 Month Certificate of Deposit**    2.516
24 Month Certificate of Deposit**    2.668
30 Month Certificate of Deposit**    2.769
36 Month Certificate of Deposit**    2.870
48 Month Certificate of Deposit**    3.022
60 Month Certificate of Deposit**    3.276
182 Day IRA***    2.263
1 Year IRA***    2.516
18 Month IRA***    2.769
24 Month IRA***    2.921
30 Month IRA***    3.022
36 Month IRA***    3.124
48 Month IRA***    3.276
60 Month IRA***    3.531
 
*Intrest rates and APY's may change after account opening *Fees could reduce earnings on the account **CD Minimums = $2,500 **Substantial penalty for early withdrawal ***IRA Minimums = $500.00
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